पुस्तकस्था तु या विद्या परहस्तगतं धनं।
कार्यकाले समुत्पन्ने न सा विद्या न तद् धनं॥

pustakasthā tu yā vidyā parahastagataṃ dhanaṃ।
kāryakāle samutpanne na sā vidyā na tad dhanaṃ॥

The knowledge which is residing in the book and one’s wealth which is in possession of some other person is of no use at all. At the time of it's need they will not be of any help for the person.